:root{
  --navy:#0B1B33; --ink:#1A2332; --blue:#2F5BFF; --blue-d:#1E3FCC; --green:#0E9F6E;
  --muted:#5A6B85; --line:#E4E9F2; --bg:#F5F8FE; --white:#fff;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;-webkit-font-smoothing:antialiased}
.h{font-family:'Manrope',sans-serif}
a{text-decoration:none;color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:'Manrope';font-weight:700;font-size:17px;
  background:var(--blue);color:#fff;padding:16px 30px;border-radius:10px;transition:.2s;border:none;cursor:pointer;
  box-shadow:0 6px 20px rgba(47,91,255,.28)}
.btn:hover{background:var(--blue-d);transform:translateY(-1px)}
.btn.ghost{background:transparent;color:var(--navy);box-shadow:none;border:1.5px solid var(--line)}
.btn.ghost:hover{border-color:var(--blue);color:var(--blue)}
.btn.gray{background:#E9EDF4;color:var(--navy);box-shadow:none}
.btn.gray:hover{background:#DDE3EE;color:var(--navy);transform:none}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:66px}
.logo{font-family:'Manrope';font-weight:800;font-size:20px;color:var(--navy)}
.logo span{color:var(--blue)}
.logo small{display:block;font-weight:500;font-size:9.5px;letter-spacing:.05em;color:var(--muted)}
.navlinks{display:flex;gap:26px;align-items:center}
.navlinks a{font-weight:500;font-size:14.5px;color:var(--muted)}
.navlinks a:hover{color:var(--navy)}
section{padding:66px 0}
.alt{background:var(--bg)}
.kicker{font-family:'Manrope';font-weight:700;font-size:12.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--blue)}
h1{font-family:'Manrope';font-weight:800;font-size:44px;line-height:1.14;letter-spacing:-.02em;color:var(--navy)}
h2{font-family:'Manrope';font-weight:800;font-size:32px;line-height:1.18;letter-spacing:-.01em;color:var(--navy);margin-top:10px}
h3{font-family:'Manrope';font-weight:700;font-size:19px;color:var(--navy)}
.sec-head{text-align:center;max-width:680px;margin:0 auto 42px}
.sec-head p{font-size:17px;color:var(--muted);margin-top:14px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.check{display:flex;gap:12px;align-items:flex-start;font-size:15px}
.check .c{flex:0 0 auto;width:26px;height:26px;border-radius:50%;background:rgba(14,159,110,.12);display:flex;align-items:center;justify-content:center;margin-top:1px}
.note{background:#FFF9EC;border:1px solid #F0DFB4;border-radius:10px;padding:16px 18px;font-size:14px;color:#6B5A24}
footer{background:var(--navy);color:#9FB0CC;padding:44px 0 24px;font-size:13.5px}
footer a{color:#C3CEE3}
footer a:hover{color:#fff}
.foot-links{display:flex;gap:22px;flex-wrap:wrap;margin-top:14px}
.foot-bottom{margin-top:26px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12);font-size:12.5px;color:#71829F}
.legal-page{max-width:820px;margin:0 auto;padding:56px 22px}
.legal-page h1{font-size:32px}
.legal-page h2{font-size:20px;margin-top:34px}
.legal-page p,.legal-page li{font-size:15px;color:#3C4658;margin-top:10px;line-height:1.7}
.legal-page ul{margin-left:22px}
.stickycta{display:none}
@media(max-width:860px){
  h1{font-size:31px}h2{font-size:25px}
  .grid2,.grid3{grid-template-columns:1fr}
  .navlinks{display:none}
  section{padding:48px 0}
  .stickycta{display:block;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 14px}
  .stickycta .btn{width:100%;font-size:16px;padding:14px}
  .btn{white-space:normal}
  .logo{font-size:16px}
  .logo small{display:none}
  .nav{height:56px}
  .nav>.btn,.nav>span{font-size:12px;padding:8px 12px}
  body{padding-bottom:70px}
}